TXN Personal Accounts and Loans.
Your Life + TXN Bank = The Perfect Fit
Personal accounts and loans are all about finding the perfect fit. Whether you’re shopping for a home, purchasing a vehicle, or operating your agriculture business, TXN Bank has the financing options that work for you.
Personal loans:
At TXN Bank we’re ready to customize loans to your specific needs. From adding a beautiful addition to your home to planning a special vacation, if you can dream it, we can help make it a reality.
Mortgage loans:
Whether you are a first-time home-buyer looking for a mortgage, interested in building a new home, or a savvy investor purchasing a prime piece of real estate, we have the right loan for you. TXN Bank’s lending staff is experienced and ready to walk you through the process, one step at a time.
Student loans:
At TXN Bank, we are ready to guide you through all of life’s phases. If college is on the horizon for you or a student in your home, apply for a student loan today. TXN Bank, in partnership with College Ave Student Loans, can guide you through this process
Compare TXN Personal Bank Accounts.
Checking Accounts
| TXN FREE Checking | Direct Interest Checking | Performance Interest Checking | Benefits Checking | |
|---|---|---|---|---|
| Opening Deposit | $50 | $50 | $50 | $50 |
| Minimum Balance | N/A | N/A | $1500 | N/A |
| Monthly Fee | N/A | N/A | $10 if below ADB | $7/month |
| Account Details | Earn interest with the convenience of direct deposit or any automatic payment. | Higher interest rate with a balance of $1500 or more. Competitive interest rate if balance falls below $1500. | * Cell phone protection * Cyber Scout identity theft resolution. * Roadside assistance. * $10,000 in accidental death and dismemberment insurance. * Shopping, dining, and travel discounts. | |
| Debit Card | FREE | FREE | FREE | FREE |
| TXN Protect (overdraft protection) | Available | Available | Available | Available |
| Interest | N/A | **Competitive Interest | **Competitive Interest | N/A |
| Online Banking | FREE | FREE | FREE | FREE |
| E-Statement | FREE | FREE | FREE | FREE |
| Phone Banking | FREE | FREE | FREE | FREE |
** Contact a TXN Bank location for interest rate details. Rates subject to change.
Savings Accounts
| TXN Savings | Money Market | |
|---|---|---|
| Opening Deposit | $50 | $50 |
| Minimum Balance | $100 | $2,500 |
| Monthly Fee | $5 if below ADB | $10 if below ADB |
| Account Details | Quarterly interest & statements | Monthly interest & statements |
| Debit Card | N/A | N/A |
| TXN Protect (overdraft protection) | N/A | N/A |
| Interest | **Competitive interest rate. | **Competitive interest rate. Tiered based on balance. |
| Online Banking | FREE | FREE |
| E-Statement Required | FREE | FREE |
| Phone Banking | FREE | FREE |
** Contact a TXN Bank location for interest rate details. Rates subject to change.
Hear from Us
“Whether buying a new car or financing a recreational vehicle we have the personal loan tools to help you get it done.”
Joe C. – Consumer Loan Officer with 28 years of commitment to community banking