FDIC Insured – Backed by the full faith and credit of the U.S. Government

Roland Luna

Roland prides himself on being a relationship banker and going above and beyond for his customers. For Roland, a successful banker means successful customers. 32 years of dedication to to helping customers achieve their objectives is what makes Roland an asset to the TXN Bank team.

Pam Fugate

In her 30 years of  banking experience Pam Fugate has worked in all areas of the bank including new accounts, operations and now lending. Located in the Lytle location, Pam specializes in making your dreams of a new home a reality as a TXN Bank Mortgage Loan Officer.

Suzanne Heiligman

Suzanne Heiligman has 40 years of banking experience. She began her career in the Austin and San Antonio area before returning to her roots in Medina County in 1992. Suzanne has worked in numerous departments within the bank and prides herself on being a true community banker.

“I am glad to be part of our growing community and would love to continue serving your financial needs.”

Kathleen Montague

Kathleen began her banking career in 1988 with a focus on real estate and mortgage loans. Kathleen is a 7th generation Bandera County resident, rancher, and banker. Kathleen takes great pleasure in welcoming newcomers to the area as well as doing business with customers who banked with her family in the past. Kathleen is a member of the St. Stanislaus Catholic Church and serves on the board of the Frontier Times Museum.

Lott Whitwell

Serving south Texas is a way of life for Lott. Having grown up in a South Texas ranching family, Lott understands the unique needs of both agricultural and commercial borrowers. Lott has dedicated 12 years as a community banker and spends time outside of the office on the ranch and volunteering with various civic organizations in and around Uvalde County.

Joseph Flores

Joseph began his banking career in Uvalde in 2004 and has worked in numerous areas of the bank including as a teller, in customer services, new accounts, loan processing and now lending. “As a loan officer I take pride in helping the customers in my community with all of their needs.”